The Catholic University of America

Summary of District of Columbia Laws

Consumer Protection

Consumer Credit Protection Act

D.C. Code Ann. §§ 28-3801 - 3819

The Law: The Act applies to actions to enforce rights under a consumer credit sale or a direct installment loan. The amount financed in a consumer credit sale cannot exceed $25,000 and the goods or services must be purchased primarily for personal, family, household or agricultural purposes. See § 28-3802. It also limits the "holder in due course" defense in regards to certain kinds of credit practices.

Cross Reference: See the Federal Fair Credit Reporting Act, as amended by the Consumer Credit Reporting Reform Act of 1996, 15 U.S.C. § 1681.


District of Columbia Consumer Protection Laws(OAG)





page updated mlo/aas on 6/20/17